Exchange rates, remittances and life for people who pay and get paid abroad, with the math done and the source at hand.https://blog.vairemessas.com/enhttps://blog.vairemessas.com/en/posts/how-to-calculate-real-cost-of-a-transfer/https://blog.vairemessas.com/en/posts/how-to-calculate-real-cost-of-a-transfer/Exchange rate, spread, IOF tax and fees: the full math for a US$ 1,000 transfer at the Oct 27 PTAX (R$ 5.3346), with and without IOF, and why comparing the rate alone misleads.Wed, 28 Oct 2026 13:00:00 GMTHow to calculateCostsUS dollarhttps://blog.vairemessas.com/en/posts/welcome/https://blog.vairemessas.com/en/posts/welcome/What you will find here: this week in FX, the real cost of sending money, and guides for people and companies who pay and get paid between Brazil and abroad.Wed, 28 Oct 2026 12:00:00 GMTVai